Private money lending built by investors who understand your deals. Loans starting at $50K across 39 states.
1 Appraisal and credit report may be required at Lender's discretion, based on overall risk; only available in select markets.
Skip the bureaucracy that kills deals. Ternus eliminates the two biggest bottlenecks in real estate lending so you can move at the speed of opportunity. We qualify based on the deal, not your credit score.
Why tie up your own cash when you don't have to? Eligible properties can qualify for financing that covers the entire purchase price, freeing your capital for the next deal — or the one after that.
When a great deal hits the market, every hour counts. Ternus delivers funding decisions and closings quickly, with flexible 12-month terms and no prepayment penalties — designed to support your strategy, not slow it down.
Three steps. That's all that stands between you and your next flip.
Fill out our quick form or call us directly. Share the basics — we'll handle the rest.
Our team reviews your deal and delivers a clear, transparent quote. No hidden fees, no surprises.
Once approved, we move fast to get you funded. Your funds are ready. Your project begins.
"Ternus has handled multiple acquisitions for me in the last 12 months. Amazing processing, advice, insight and service. Their AE's are very knowledgeable, and think several steps ahead in every transaction."
Real Estate Investor — Fort Worth, TX
"Fastest and easiest money possible. Ternus has built something great here and I'm grateful to have found a lending partner for my future projects."
Real Estate Investor — San Antonio, TX
Transparent terms. No hidden fees. Exactly what you'd expect from a lender built by investors.
Loan Amount
$50,000+
Loan-to-Cost (LTC)
Up to 100%
Closing Speed
Fast closings available
Credit Check
None required
Appraisal
None required1
Loan Term
12 months
Interest-Only Payments
Available
Prepayment Penalty
None
Eligible Properties
1–4 unit residential
1 Appraisal and credit report may be required at Lender's discretion, based on overall risk; only available in select markets.
Tell us about your deal. Get your custom rate. Close fast.
Ternus.com is operated by Ternus Lending, LLC, dedicated to facilitating your business's financing needs.
Our offerings are not to be interpreted as loan offers. Each credit proposition is contingent upon thorough due diligence, underwriting, and approval processes.
Ternus Lending, LLC is an equal opportunity business lender. We do not provide consumer loans or personal financing. Our services are exclusively available to legally established business entities for business purposes.
